Your Business is Thriving — But is Your Net Worth?

By Michael Vanikiotis, CFP®

Author

Mike Vanikiotis
June 13, 2025 • Estimated Reading Time: 4 minutes

Welcome to the first week of my newsletter! We've got an exciting newsletter of some initial insights from the heart of an entrepreneur looking to inspire.

Like me, you might be a young entrepreneur, working 60+hour weeks scaling your startup, running your agency, or managing a cash-heavy solo business.

Trust me… I know you're building something big.

But here’s a hard truth most founders don’t hear early enough:

Your business is not your personal financial plan.

And if you’re not building wealth outside of it, you’re playing a risky game.

Here’s the problem my newsletters are going to talk about:

Most entrepreneurs are told:

“Just focus on growing the business—personal wealth will come later.”

But that mindset comes with a few landmines:

  • Not every business has a big exit.

  • Not every founder makes it to the finish line.

  • Even great businesses don’t always equal personal wealth.

In fact, I’ve seen founders running multi-million dollar revenue businesses… with zero retirement savings and no plan to stop working. I’ve seen big companies with tons of cash on their books yielding NOTHING, because it is being used for business operations.

And the problem doesn’t come from a lack of knowledge, because as we all know, knowledge comes in abundance nowadays. Entrepreneurs are smart and use their resources.

Side Note:

My newsletters are not going to ignore the fact that there is this abundance of information. There will be educational portions of these newsletters, but the goal of these newsletters is as follows; As I collaborate with other young entrepreneurs, I will report back to this newsletter on financial problems that we may all be experiencing in our own respective individual worlds, along with how these problems have been solved using a modern approach so that when you read this, you will have insights on how to solve real problems that you have or may have in the future.

It doesn’t have to be that way.

You already know the power of compounding. The multiples generated with what you put into your business. You already apply it in your business with systems, content, relationships, and brand equity.

Now imagine compounding your personal net worth while building your company. Simple, actionable steps.

Finding moves don’t require millions. They require action, mindset—and momentum.

Personal wealth = personal freedom

Why does this really matter?

Because personal wealth gives you leverage:

  • You can walk away from bad deals

  • You don’t have to chase unaligned clients

  • You make sharper, less emotional decisions in your business

  • You reduce financial anxiety—and free up mental bandwidth to grow your business

This isn’t about saving pennies.
It’s about building optionality for your future beyond your business.

Here’s what to expect from this newsletter

I’ll send 1–2 emails a month with:

✅ Real Actionable strategies for entrepreneurs to build wealth
✅ Tax-saving moves for business owners
✅ Investment insights tailored to 20s–30s founders
✅ No fluff, no jargon—just what you need to grow

If you’re looking to build wealth that outlasts your next launch or campaign, I got you.

Next issue:

“The 3 Most Overlooked Tax Moves for Entrepreneurs in 2025”
(One of them could save you thousands before year-end.)

Let’s build something that lasts—
– Michael Vanikiotis
CFP® | Founder